Bank Of The West Cd Rates

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Central Bank Disclosure of Deposit Yields & Rates
Bank of the West provides money-saving products including competitive CD rates, checking accounts, and high yield savings accounts. In this guide, we’ll compare Bank of the West’s rates to CD, checking, and savings account rates. Union Bank assisted dozens of small businesses secure PPP loans to help local businesses protect their workforce. Call to apply and let us assist you today. Recognized by Newsweek magazine as ’Best Small Bank in West Virginia’!
Effective Dates: March 1, 2021 – March 9, 2021Bank Of The West Money Market Rate
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Type
Name
APY*
Interest Rate
Minimum Balance to Obtain APY
Checking Accounts
Central Interest/Business Interest/Business 250 Interest Checking
0.05%
0.050%
$1.00
Checking Accounts
Platinum Checking
0.10%
0.100%
$50,000
Checking Accounts
Platinum Checking
0.05%
0.050%
$10,000
Checking Accounts
Platinum Checking
0.05%
0.050%
$1.00
Health Savings Account
Health Savings Accounts
0.05%
0.050%
$1.00
Savings Accounts
Savings Accounts
0.05%
0.050%
$1.00
Money Market Accounts
Money Market/Money Market Plus
0.05%
0.050%
$2,500 or > (>$1 for MM+)
Money Market Accounts
Money Market/Money Market Plus
0.05%
0.050%
$2,499 or < (N/A for MM+)
Central Money Market
Personal
0.05%
0.050%
< $10,000
Central Money Market
Personal
0.05%
0.050%
$10,000 to $49,999
Central Money Market
Personal
0.05%
0.050%
$50,000 to $99,999
Central Money Market
Personal
0.10%
0.100%
$100,000 to $249,999
Central Money Market
Personal
0.15%
0.150%
$250,000 or >
Central Money Market
Nonpersonal
0.05%
0.050%
< $10,000
Central Money Market
Nonpersonal
0.05%
0.050%
$10,000 to $49,999
Central Money Market
Nonpersonal
0.05%
0.050%
$50,000 to $99,999
Central Money Market
Nonpersonal
0.05%
0.050%
$100,000 to $249,999
Central Money Market
Nonpersonal
0.05%
0.050%
$250,000 or >
Certificate of Deposit
7 to 31 Days
0.05%
0.050%
$20,000
Certificate of Deposit
32 to 89 Days
0.05%
0.050%
$5,000
Certificate of Deposit
90 to 179 Days
0.10%
0.100%
$2,500
Certificate of Deposit
180 to 364 Days
0.15%
0.150%
$1,000
Certificate of Deposit
1 Year
0.15%
0.150%
$500
Certificate of Deposit
2 Years
0.20%
0.200%
$500
Certificate of Deposit
3 Years
0.30%
0.300%
$500
Certificate of Deposit
4 Years
0.40%
0.399%
$500
Certificate of Deposit
5 Years
0.50%
0.499%
$500
Current CD Specials
Central Advantage (1 year – individuals only)
0.10%
0.100%
$2,500
Current CD Specials
CD Management Account (1 year – variable rate)
0.05%
0.045%
$2,500
Individual Retirement Accounts
Variable Rate – 18 Months
0.15%
0.150%
$100
Individual Retirement Accounts
Fixed Rate – 6 Months
0.15%
0.150%
$500
Individual Retirement Accounts
Fixed Rate – 12 Months
0.15%
0.150%
$500
Individual Retirement Accounts
Fixed Rate – 24 Months
0.20%
0.200%
$500
Individual Retirement Accounts
Fixed Rate – 36 Months
0.30%
0.300%
$500
Individual Retirement Accounts
Fixed Rate – 60 Months
0.50%
0.499%
$500
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